Zindigi and DAT AI Systems Join Hands for Digital Solutions
Zindigi, powered by JS Bank, and DAT AI Systems have signed a Memorandum of Understanding (MoU). The partnership will explore and develop technology-led financial and digital solutions.
The two organizations will focus on government entities, educational institutions, corporates, and other organizations.
Rao Umer Farooq, Head of International Business & Alliances at Zindigi, signed the MoU. Abubakar Umer, CEO of DAT AI Systems, signed on behalf of his company.
Combining Banking and Technology
The collaboration combines Zindigi’s digital banking and payment capabilities with DAT AI Systems’ technology expertise.
Together, the companies will explore integrated solutions for digital payments and identity services. They will also examine fee collection, account and wallet services, and digital disbursements.
The partnership will further focus on improving institutional operations through technology.
Founded in 2023, DAT AI Systems is a Pakistan-based technology company. It develops AI- and messaging-enabled solutions for workforce management, data collection, and real-time operations.
The company has deployed its technology across several large-scale public-sector initiatives in Pakistan.
Focus on Pakistan’s Digital Transformation
Commenting on the collaboration, Rao Umer Farooq said Pakistan’s next phase of digital transformation will depend on solutions that connect technology, identity, and financial services.
“Our collaboration with DAT AI Systems will help us develop practical solutions that respond to the evolving needs of institutions and their customers,” he said.
Abubakar Umer said the partnership brings together complementary strengths in technology and financial infrastructure.
“By combining locally relevant technology with strong digital financial capabilities, we see significant potential to create practical and scalable solutions designed for the Pakistani market,” he said.
Supporting Pakistan’s Digital Economy
Through the collaboration, Zindigi and DAT AI Systems aim to better connect technology with financial services.
The partners want to help institutions operate more efficiently. They also aim to improve digital experiences for organizations and their customers.
The partnership reflects both organizations’ commitment to supporting Pakistan’s growing digital economy.




